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What does RAC Breakdown cover include?

  • Breakdown cover, also known as rescue, isn't included as standard, but is an additional cover option you can buy to enhance your cover.
  • All of our breakdown cover is provided by the RAC.

Unsure if you have breakdown cover? If you have this cover it'll be on your Policy Schedule.

Breakdown cover options

There are 4 levels of breakdown cover available depending on your budget and needs:

Roadside assistance

  • We'll come out and try to get you moving at the roadside (except within 1/4 mile of your home).
  • If we can't fix your car we'll take it to the nearest garage for you.

Roadside recovery

  • We'll come out and try to get you moving at the roadside (except within 1/4 mile of your home).
  • If we can't fix your car we'll take it to the nearest garage for you or we'll take you and your passengers to any single destination in the UK.

Roadside recovery and at home and onward travel

  • We'll come out and try to get you moving at the roadside even if your car is at home.
  • We'll give you a hire car that you can use for up to one day while your car is being fixed.
  • If a hire car isn't appropriate, we'll provide you with overnight accommodation or an alternative form of transport.

Roadside recovery and at home and onward travel and European cover

  • This provides everything included above plus we'll provide you with breakdown assistance in Europe for trips of up to 90 days.
  • You can add on breakdown cover by following the steps below:
  • Log into your My account (opens in a new window).
  • Scroll down to "My policies" section
  • Find insurance policy you wish to change and select "Change policy"
  • Go to 'Edit cover'
  • Select the level of breakdown cover you need and proceed to make your payment.

Adding this on won’t cover you for any breakdowns that have already happened – the cover take effect 24 hours after you add this to your policy.

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Insurance is arranged by Aviva UK Digital Limited trading as General Accident. Registered in England No. 09766150. Registered Office: St Helen's, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority.
Policies are underwritten and administered by Aviva Insurance Limited. Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.