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I’m using my No claim discount on another policy. Is that OK?

Unfortunately, we can’t apply your No claim discount (NCD) to a General Accident policy if you’re currently using it on an active policy with another insurer. If the policy has since been cancelled, then please contact us and let us know.

Otherwise, you can keep your General Accident policy, but you’ll need to reduce your NCD to 0 and this will increase your premium.

This will increase your premium.

To reduce your NCD you just need to:

  • Log in to your My account
  • Scroll down to "My policies" section
  • Find insurance policy you wish to change and select "Change policy"
  • Select 'Change driver'

You can reduce your NCD, see how it’ll affect your premium and make any extra payments. If your policy hasn't started yet, you'll need to set the 'effective date of change' to be the same as your start date.

If you don’t want to keep your policy without the NCD, you can cancel the policy. You can find out how to do that here.

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